[T155.Ebook] Ebook Financial Peace for the Next Generation, by Dave Ramsey

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Workbook. Financial Peace is a challenging and highly informative series specifically designed to help men and women take control of their personal finances. These principles and practical tips will enhance your financial future and provide peace of mind. Financial Peace will show you how to: Establish a Cash Flow System; Save Money; Dump Debt; Understand Investments; Understand Insurance; Understand Renting and Home Ownership; Retirement Planning; Negotiate; Set and Achieve Career Goals; And Much, much more...

• Sales Rank: #855409 in Books
• Brand: Brand: The Lampo Group
• Published on: 2003
• Number of items: 1
• Binding: Unknown Binding

Features

• Used Book in Good Condition

Most helpful customer reviews

1 of 2 people found the following review helpful.
8 or something like that. Sometimes people hear what they want to ...
By Donald Johnson
Dave does NOT say that the stock market has made 12%, he says he has MUTUAL FUNDS that have AVERAGED 12% since their inception in 1934... do a search and look it up yourself. It actually 11.8 or something like that. Sometimes people hear what they want to hear and not what someone else SAID.

5 of 19 people found the following review helpful.
Not appropriate for Schools
By Susan T.
I am a high school teacher. Our school recently began a personal finance class - using this text as the foundation for the class.

When I thumbed through the book, I was really disappointed. I am a big Dave Ramsey fan in my personal life. Debt is dumb, buy what you can pay for, etc. However, I don't think that his dogmatic message of 'my way or the highway' is appropriate for a school curriculum. Let me be more specific:

1) Dave is a proud Christian, which I respect. However, I didn't like that, in his chapter about saving, he puts giving as the first thing you should do with your money. This isn't necessarily wrong, but it shouldn't be a textbook answer in a public school. Giving should certainly be mentioned as a worthwhile option, but Dave's personal values are being forced into the classroom here.

2) Dave likes to say that the stock market, over a long period, has reliably returned an average of 12% per year. First of all, I challenge anybody to give me proof of that. 9 or 10% I can believe, but 12? Although these are only a few percentage points apart, they make an enormous difference when compounded over 30 or 40 years. Even worse, Dave NEVER mentions the toll that inflation will take on that money over time. If inflation averages 3%, suddenly that 12 becomes 9 and that 10 becomes 7. So, when he maps out the effect of investing for the high school student and lures them in with 12% returns, A) he is being unrealistic about the 12%, and B) he doesn't say boo about inflation.

Dave has done great things for peoples' attitudes about personal finance. I am an avid listener that believes he does more good than harm. However, he doesn't tell the whole story. Those that are ignorant about his factual omissions have only themselves to blame for not doing their own research. Yet, when it comes to choosing a text for public schools, we have to do a better job of examining the messages that are sent to our young people.

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[I995.Ebook] PDF Ebook Cultural Imperialism: A Critical Introduction (Parallax: Re-visions of Culture and Society), by John Tomlinson

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In Cultural Imperialism, John Tomlinson deals with issues ranging from the ideological effects of imported cultural products, to the process of cultural homogenization, to the nature of cultural autonomy. He examines a number of related discourses: thedebate about "media imperialism" the discourse of national cultural identity; the critique of multinational capitalism and the critique of cultural modernity. His analysis reveals major problems in the way in which the idea of cultural, as distinct from economic or political, imperialism is formulated.

• Sales Rank: #1068600 in Books
• Published on: 1991-04-01
• Original language: English
• Number of items: 1
• Dimensions: 9.00" h x .50" w x 6.00" l, .64 pounds
• Binding: Paperback
• 200 pages

Review

Tomlinson's study is very useful because it attempts to make some overall sense of the issue of cultural imperialism and how it has been defined and studied... Engagingly written and intellectually sophisticated.

(Fred Fejes Journal of Communication)

John Tomlinson set out to challenge many of the hidden and not-so-hidden assumptions in talk about cultural imperialism, and by the finish he has completely reshaped the debate... Tomlinson has done all of us a great service.

(K. Anthony Appiah Voice Literary Supplement)

From the Back Cover
The book deals with issues ranging from the ideological effects of cultural products, to the process of cultural homogenisation and the nature of cultural autonomy. The author suggests that the critical discourses of cultural imperialism are best understood, not in terms of national cultures, but as protests against the rise of global cultural modernity.

About the Author
John Tomlinson's recent work has explored the place of speed within modern telemediated culture, resulting in his latest book, The Culture of Speed: The Coming of Immediacy published by Sage Publications in October 2007. He is currently developing research into the constitution of public culture and cultural values within contemporary capitalist societies.

Most helpful customer reviews

11 of 11 people found the following review helpful.
A sensitive overview of a complex and misunderstood concept
By S. Schifferes
I read this book as part of an undergraduate course in 'Cultural Geography'. Considering the subject matter, the book is rare in its accessible style, and the arguments are relatively easy to follow. Tomlinson adeptly manages to draw on complex theories without complicating his argument. Effectively, this book seeks to 'problematise' the idea of 'cultural imperialism'. The author systematically articulates his criticism of this idea, the idea that certain cultures (e.g. 'American' culture) dominate others, drawing on many useful examples. This book is critical of many of the preconceptions that liberal, left-wing Westerners hold abuot how globalisation - in the cultural realm - is affecting our world. For Tomlinson, cultures are always changing, and identities exist at many scales and in many forms. In his conclusion, he argues that a better model of understanding cultures would be that all cultures are evolving over time, with reciprocal influence from other cultures, rather than one 'nation' or 'people' changing another one. He warns against assuming that changes are unwelcome.

The book will interest anyone curious about cultural change in the contemporary, global era. Indeed, the book inspires the reader to challenge any 'grand' theories of how the world works, whether liberal or conservative.

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[O293.Ebook] Ebook Deadly Voyage (Logan Ryvenbark's Saga Book 1), by Gray Lanter

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Logan Ryvenbark thrives on long odds. He and his squad of brave men and women have made it a habit of overcoming impossible situations. But after accepting an assignment from a powerful intergalactic CEO, Ryvenbark and his team learn all of their past missions may have just been a warm-up to the real threat lurking just beyond the borders of the galaxy.
Experience the action and adventure of the Logan Ryvenbark's Saga.

Book 1 - Deadly Voyage:

Captain Ryverbark has a dozen men and women in his squad; they are facing two million savage fighters, but to him, the odds are about even.
One of the last truly peaceful and genetically perfect races in the galaxy, the Aristolans, are under assault from the savage Molochs. While the Federation drags its feet to determine a course of action, intergalactic CEO Belen Morganthal recruits Captain Logan Ryvenbark and his team to do the impossible and drive back the threat before the Aristolans are destroyed. For any other team, it would be a suicide mission. But to Ryvenbark there is always hope for the pure of heart.

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• Published on: 2015-08-05
• Released on: 2015-08-05
• Format: Kindle eBook

Most helpful customer reviews

12 of 13 people found the following review helpful.
If You like WMD .... Ooh, and Religion
By Sgt Maj EMP
Genius 'military' type, who's 500(?) yrs old, is a merc, gets job saving angels and .... Does he get it done? Can't say, would be a spoiler. But I can say is the story is about a very old, sad, repetitive occurrence of man, religion and war. With way too much religion for me.

Reading this frustrated me a bit as I look for mil SciFi and I get a story where someone watched a few movies or read some books for their military insights. The inconsistencies just pile up -- don't believe author knows difference between a fire tm, squad, platoon and I'll stop there. He threw in 'cool' weapons but in doing so created inconsistency. The method genius uses to counter a million to 1 disadvantage is ... Disheartening --- NBC. And this has a lot of religious overtones thru out. The good guys use WMD? Come on. And MC has robotic pillboxes and a host of other weapons, if intelligently applied to counter 'threat'. Nuke em!

I got confused to 'his universe' as author used planets, implying origin of characters but then characters had earth type accents and just switched around from Florida to Texas to Planet X, Y, Z.

Amazon special at $0.0 and can't recommend to spend money to go any further. The one question by the end -- are the angels really Angels.

7 of 8 people found the following review helpful.
Not My Cup Of Tea--but may appeal to others.
By lawboss
It is difficult to write a review of a book when you are clearly not the intended audience. Objectively, the author has skills and the offering is well edited. There is a strong Christian undercurrent to the plot that it is well done. The military aspects of the book lacked any punch, the characters were extremely one dimensional and if you are looking for standard military science fiction this is not your cup of tea. If you are looking for a G rated, over simplified, pro religion, Obama is the bad guy type of read (the 'evil' race is named Amabo) -- I recommend the read. I gave the book 4 stars for the solid editing and the author's skill at descriptive prose. I took one star away for the unrealistic dialog. I will not be purchasing any other offerings from this author--but I can certainly understand how this style might appeal to others.

5 of 6 people found the following review helpful.
A suspenseful read!
By Dee
A very good novel with an intriguing plot. Rich and religious Belen Morganthal hires soldier of fortune Logan Ryvenbark to do the impossible: Defend a non-violent rustic race on a distant planet against about two million sub-human warriors who want to exterminate the peaceful race. The twist comes as Belen believes the Aristolans are perfect. They are a race that never fell and are sinless. Ryvenbark is less concerned about the Aristolans' state of grace than in keeping them alive. One piece of evidence for Belen's contention is an Aristolan friend who seems to be...well, perfect - a beautiful innocent. The plot details how Ryvenbark plans to save the Aristolans and if they are really a race that never fell. There are twists and turns and surprises -most of them nasty - for the commander and his squad. As expected, there is a fight to the death battle. The first chapter is superbly written and draws the reader in. Even if this is military science fiction, most of the characters in Ryvenbark's squad are distinctive and three dimensional characters. At the novel's end the reader is still wondering about the Aristolans, even though he is impressed by them. Think the last third of the book got slightly away from the authors, as happens some times in novels but, nonetheless, this is an intriguing, exciting novel. Another plus is the characters are often witty so there are any number of funny lines. If you enjoy action and science fiction you should definitely read this novel.

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Recently named one of the "Top Five Books Every Employer Should Read" by ILMM (bit.ly/1NStCVi), along with books by Jack Welch and Brian Tracy, "Make More Money by Making Your Employees Happy" discusses a proven success strategy often dismissed because employers and managers confuse “happy” with “goofing off.” Nothing could be further from the truth. "Make More Money by Making Your Employees Happy" uncovers how successful companies make their employees happy beyond the paycheck--and reap the profits that automatically ensue from engaged employees-- increased productivity, high employee morale, excellent retention and decreased absenteeism. All this is revealed in the book with a wealth of real-world examples (Southwest Airlines, Alcoa, Costco, Starbucks) that will convince even the most skeptical reader that this approach can pay off big time.

Whether your business is a Mom & Pop shop or a Fortune 500 corporation, you’ll find "Make More Money" loaded with easy-to-use appreciation strategies that elicit profit-making innovations from workers, catapult employee performance from average to stellar, rehabilitate poor performers, facilitate change and assure that the three generations in your workplace play nice together, all rarely costing your business anything more than a change of focus.

• Sales Rank: #146474 in eBooks
• Published on: 2012-04-26
• Released on: 2012-04-26
• Format: Kindle eBook

From the Author
I love success, and I love to see people happy. Too often though, as a trial consultant working side by side with attorneys in business litigation, I saw failure and unhappiness. As I explored the inner workings of businesses to better do my job, I observed a remarkably consistent equation: happy employees lead to increased productivity and profits. Unhappy employees lead to decreased productivity and profits--and sometimes, unfortunately, even to employee lawsuits.

Contrary to the opinion of many bosses and managers, happiness for most employees is not goofing off or getting paid to do nothing. Happiness is being appreciated. Happiness is a business demonstrating through words and actions, that employees matter. That is the true meaning of appreciation: knowing that you count, you are important.

It was thrilling to me, as I did the research for this book, to see how appreciating employees (and vendors and others) contributes enormously to business success: measurable success in terms of actual dollars, profitable innovations and growth. The book is filled with real-world examples of companies that have figured out the secret value of appreciation and benefited mightily from it.

I confess, I am a true believer in the worth of appreciation, in business and everywhere else in life, for the simple reason that--it works, has no downsides, and doesn't require three pages of fine-print-nasty-side-effects.

May "Make More Money by Making Your Employees Happy" bring you much success!

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Noticeable wear to cover and pages. May have some markings on the inside. Fast shipping. Will be shipped from US. Used books may not include companion materials.

• Published on: 1600
• Binding: Hardcover

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[F837.Ebook] Free PDF Silent Selling: Best Practices and Effective Strategies in Visual Merchandising, by Judith Bell, Kate Ternus

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Capturing the direction and evolution of today's retail industry, Silent Selling: Best Practices and Effective Strategies in Visual Merchandising, 4th Edition, is a multi-disciplinary blend of practical activities and creative problem-solving that takes readers beyond the basics of visual merchandising. Readers gain an understanding of experts' recent discoveries and learn valuable techniques while being encouraged to think outside the box using Bell's "Look-Compare-Innovate" model. With these informational tools, students can learn to create and deliver professional presentations that will facilitate their move from the classroom to the workplace.

• Sales Rank: #95874 in Books
• Published on: 2011-06-22
• Released on: 2011-06-22
• Original language: English
• Number of items: 1
• Dimensions: 10.83" h x 1.06" w x 8.45" l, 3.60 pounds
• Binding: Paperback
• 448 pages

About the Author

Judith Bell is the Group Manager of Creative Merchandising Solutions for Target. She is in her 22nd year at the corporation where she offers inspiration to presentation, product development, and merchant teams. In 2010, Bell was voted one of the top ten 'Retail Design Influencers' by colleagues nationwide and in 2006 was named a 'Retail Design Luminary' at the Dynamic Date Inc. (DDI) Portfolio event.

Most helpful customer reviews

4 of 4 people found the following review helpful.
A must read book for everyone with interest in visual merchandising.
By Nicola Evoli
Easy, informative, refreshing. For everyone, a must in our industry. Judy is making this business enjoyable and forward thinking. All retail organizations should have a copy.

2 of 3 people found the following review helpful.
great book
By Amazon Customer
Great book for people who would like to learn more about retail store layout and display. After reading a few pages, I realized just how little I knew about merchandising. I will be learning much more than I ever thought. Our store front windows already have changed and our customers love them!

1 of 1 people found the following review helpful.
Five Stars
By DCS
As described and fast shipping.

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